
Trusted Loans, Clear Solutions
Bridging the Gap for the Unbanked!
Short Term Financing
Structured short-term loans for individuals and businesses with urgent capital needs.
• Tenors: 30 days to 12 months
• Fast processing decision within 48 hours
• Flexible repayment schedules
• Transparent, all-in pricing with no hidden fees
Dedicated facility for salaried employees with confirmed monthly income.
• Repayment aligned to the salary cycle
• Competitive rates for verified employees
• Quick turnaround for qualifying applicants
• Available to government and private sector staff
Strategic guidance on capital allocation, treasury management, and financial structuring.
• Capital allocation strategies
• Treasury bills and bond guidance
• Portfolio structuring
• Available to institutional and high-net-worth clients
Salary Backed Loans
Investment & Capital Advisory






Contact Us!
Reach out for personalized loan assistance
info@lumificapital.com
+260 973 563 405
© 2026. All rights reserved.
CALL
